Find out how auto insurance works to protect you and your vehicle on the road.
Get coverage to protect the vehicle you rely on.
Your car or truck is often your biggest personal asset aside from your home—we’ll help you get the insurance coverage you need. Auto insurance helps to protect against potentially crippling financial losses and depending on your coverage, the inconvenience of being without transportation.
What is the minimum coverage required?
Not all car insurance is created equal. Some auto insurance policies simply meet legal requirements. This means your insurance may not be sufficient to cover all of the damage you cause to other cars in collisions or bodily injuries sustained by the other party (pedestrian, drivers, and/or passengers). Minimum coverage also limits how much you can insure yourself against the actions of an uninsured driver. If you have minimum liabililty coverage only, you do not have coverage for your vehicle if you are the only vehicle involved in a collision, are at-fault, or in a collision with an uninsured driver.
Protect your vehicle with comprehensive and collision coverage.
Other auto insurance policies go further and protect your car or truck if it is stolen, vandalized, destroyed by fire or flood, damaged from a collision with an animal, hit by flying or falling objects, or sustains glass damage (this can range from a crack repair to replacement of the entire windshield).
Are you looking for auto insurance to cover your car or truck? Contact us to discuss coverage options.
How does bodily injury liability cover you in a car accident?
If you are in an auto accident that involves injury to another person, bodily injury liability coverage helps cover your financial responsibility for bodily injuries as a result of the accident, up to the policy limit.
What is uninsured/underinsured motorist coverage?
If an uninsured or underinsured motorist causes an auto accident, uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages.
