Homeowners insurance

Every home is different. Consider home insurance that’s unique to you.

Get the insurance a homeowner needs.

Your home is the center of your life. It’s also likley your biggest investment. We’ll help you find a policy that protects you from the small and large risks related to owning an owner-occupied property whether it is a single-family or multi-family building.

What are the risks a homeowner faces?

Imagine if your house caught on fire. Not only would you need to repair/rebuild your home and replace your essential belongs immediately but you will also need to find somewhere for your family to live temporarily. This can create a huge financial and emotional burden. Even if you have homeowner's insurance, without adequate coverages, you may not be able to pay off the balance of the mortgage if one exists, or rebuild your home to the same quality and specs.

Every home is different, your coverage should be too.

Finding coverage for your unique needs and a manageable premium may seem overwhelming, especially in today's property insurance market. There’s no one-size-fits-all solution, but there are many customizable coverage options that may work for you. Home insurance policies cover a range of options tailored to fit the needs of your home, lifestyle, and risk tolerence. When reviewing your options, proper coverage for the building is important, but be sure to also put the same level of thought into the following coverages:

• Additional Living Expense/Loss of Use
• Flood Coverage
• Earthquake Coverage
• Jewelry, Fine Arts and Collectibles
• Personal Injury Liability (important for everyone but extremely so for landlords)
• Personal Liability
• Personal Property/Contents
• Cyber
• Buried Service Lines
• Homesharing Coverage
• Umbrella Coverage
• Water Back-Up

Is your home protected?

Does your current home insurance cover your needs? We’ll work with you to determine the risks your home faces and help you find customized coverage to fit your specific needs and risk tolerence.